injury claims

Injured by Uber or Lyft? What can I do now?

admin   /   March 4, 2019

Many people have come to our law firm after being injured by Uber or Lyft drivers. Here are some answers to questions we receive about accidents with Uber and Lyft drivers. For more advice, call the personal injury attorneys at Ladenburg Law at 253-272-5226.

When is the Uber or Lyft driver at fault?

You may be entitled to receive compensation for your injuries if you:

• Were the passenger in an Uber, Lyft or taxi and hurt when the driver caused a collision.
• Were in another vehicle, on a bicycle, or a pedestrian and struck by an Uber, Lyft or taxi driver.

Of course, every collision is unique.

Will the Uber or Lyft driver’s insurance pay for my injuries?

There are three different insurance policies that may cover your damages and injuries. Let’s look at each one.

Uber/Lyft Insurance Policy

Uber and Lyft drivers maintain insurance coverage up to $1,000,000. If they caused the collision while on duty, you will be covered under this policy.

The Driver’s Personal Insurance Policy

Uber and Lyft drivers are independent contractors. When they are not on duty, they are not acting on behalf of Uber of Lyft. If a driver causes a collision while not on duty, their personal insurance policy applies.

Your Insurance Policy

Finally, your own insurance policy may cover your damages and injuries.

A qualified personal injury attorney can determine which policies apply to your situation.

What should I do if I’ve been in a car accident with an Uber or Lyft driver?

Remember these tips if you are the victim of a car accident:

• Make sure to get as much information about the other driver as you can. (Full name, address, driver’s license number, license plate number, and insurance information.)
• Take down witnesses’ names, addresses, and whenever possible, license plate numbers.
• Write down the name, badge number, and precinct number of the investigating officer. Request the case control or accident report number.
• Write down the exact location of the crash scene. Include any relevant information about traffic, weather, and road conditions. If the configuration of the roadway played a factor, note that information as well.
• Summarize the accident, including fault. List all contributing factors that come to mind.
• Take photos of the scenes, the vehicles, skid marks, and debris in the road.

Please contact our car accident attorneys at 253-272-5226 for a free consultation. Also, make sure to request our free book. Do not talk to any other driver’s insurance company, make a statement, or sign documents. Call us first to make sure you understand your rights.